If you’re thinking about saving or investing, it can be difficult to decide on the best place to put your money. For many people, taking out an ISA (Individual Savings Account) can be a good place to begin.

Pensions are typically viewed as being complex and difficult to understand. Here, we’ll provide answers to questions our clients commonly ask and help guide you through the pensions maze.

Inheritance Tax (IHT) has come under the spotlight over the past few years, due largely to the continued rise in house prices. These days, you don’t have to be hugely wealthy to be affected by IHT.

Life insurance is arguably one of the most important financial products anyone can take out, and one of the best ways of protecting your loved ones financially. Here, we’ll provide answers to a few of the questions we’re regularly asked by clients.

Financial planning can help everyone. It isn’t reserved for the rich, or sophisticated investors, because we all want to make sure we are making the most of our money.

Most parents want to help their children financially, whether it is making sure there is enough money for their education or eventually helping them to buy a property.

The way that investments are taxed has changed over recent years as successive governments have chosen to handle various sources of investment income in different ways. The aim has typically been to increase tax revenues.

Investment planning is now more of a science than an art. Technology, ever-increasing investment opportunities and stricter regulation have all encouraged a more scientific approach. But has your investment strategy kept pace?

There comes a time when you stop working for your money and put your money to work for you. For most people, that is retirement.

If you are a high-earner and feel you are paying more and more tax, you are not alone. More than one in seven income tax payers are taxed at the higher or additional rate and they pay about two thirds of all income tax.

Whether you are looking to help a family member gain a foothold on the housing ladder, help them build a retirement fund, clear their debts, contribute to a grandchild’s education, a family wedding or much-needed family holiday, or help your parents with later life care, intergenerational planning can provide solutions. Such planning can ensure your wealth is working hard for your whole family while at the same time ensuring your own security is not put at risk.

The last few years have seen a substantial rise in the popularity of sustainable and ethical investments, driven by an increasing desire for investors to know where their money is going and what it is being used for. However, while these products have now become an established part of the mainstream investment landscape, many people remain confused about the terminology associated with this type of investing and are unclear how they can actually benefit from being a more conscientious investor. Here, we’ll provide answers to those questions and help guide you through investing’s moral maze.