We believe in fair, transparent costs for Expert Independent Financial Advice
Huggins Wealth Management believes that a long-term relationship of trust is the most important element in achieving your financial objectives. Financial advice is worth paying for and is more effective over the long term. Providing advice is a complex business and is heavily regulated. We like to think that the fees Huggins Wealth Management charges are fair and competitive for the work we do.
Cost of advice
Our fees are simple and competitive. If you would like an indication of how much our advice would cost, please visit the independent review site VouchedFor by clicking on the link.
Complete Transparency
We believe in the importance of transparency, which is why we publish how our customers fees go towards the expert advice we offer. Below is a representation of Huggins Wealth Management’s costs in being able to provide high quality regulated financial advice. It provides an indication of how your fees are spent.
Benefits of Financial Advice
Vanguard, one of the world’s largest investment companies, has been examining this question for 15 years. Based on research, analysis, and testing, Vanguard has concluded that there is a quantifiable increase in return from working with a financial advisor. Vanguard calls this advantage the Advisor’s Alpha. When certain best practices are followed, the result can be an Alpha in the 3 percent per year range.
A separate study by Russell Investments, a large money management firm, came to a similar conclusion. Russell estimates a good financial advisor can increase investor returns by 3.75 percent.
Vanguard says there are several ways in which a financial advisor can add value to your investment efforts. Among these benefits are guidance on developing an overall investment strategy, asset allocation, minimising taxes, rebalancing, and how to structure withdrawals from your tax wrappers efficiently. Each of these services can incrementally boost a client’s returns—sometimes steadily, sometimes sporadically.
Our Added Value
We believe the single biggest way our financial advisors can add value is through behavioural coaching – keeping our clients’ fears and emotions in check by providing steady, fact-based advice and reassurance when markets get volatile. The Russell study also identified this as the single largest benefit of working with a financial advisor.
Free Initial Consultation
As everyone’s financial situation is different, an initial consultation with Huggins Wealth Management Ltd is free and without obligation. Our aim is that you will leave this meeting in a better position to make financial decisions, with or without our help. If you require our help, you will also leave knowing exactly how much this will cost for your specific requirements.
